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Small businesses today face many of the same challenges that larger ones do, and they're vulnerable to many of the same risks as well. One increasing danger for small businesses is cyber liability, because they're operating more and more online these days. Unfortunately, this puts companies at risk of being...

Owning a boat can make weekends and vacations fun and memorable. Follow these tips to help ensure that when you’re towing your boat you’re being as safe as possible to lower the risk of accidents and unwanted insurance claims.

Make Sure Your Vehicle Is Powerful Enough for Towing

Many people...

Whether you’re a small startup or a large enterprise, you no doubt have business insurance to protect your investment and hard work. It’s easy, however, to operate on autopilot without assessing your insurance coverage periodically. Is it time to review your coverage? Read on to learn more.

When Should You...

When you tackle home improvement projects, it’s wise to prioritize those that add the most to your property’s value, especially if you might put your home on the market in the next few years. Here are the renovations that give you the biggest return on your investment.

Kitchen Remodels

If...

With increasing energy costs, businesses are always on the lookout for ways to save money. Did you know that you can cut heating and cooling expenses by strategically landscaping your commercial property? Here are four tips you can put to use to lower your utility bills.

Plant Shrubs and Bushes...

Commercial auto insurance is a must if you or your employees use vehicles for work. While this costs money upfront, it can save you in the long run. Just one bad accident without sufficient coverage can expose your business to liability damages that could force you to close...

Homeowners today have never had more ways to save money through technology. Here are five smart home devices that will help you cut down on your bills and improve your home’s safety. Better safety can mean fewer insurance claims and less hassle for you.

Smart Programmable Thermostat

A programmable thermostat...

If you have a young driver in your home, you may be fearful about them driving on their own, especially in bad weather or road construction. Here are some tips to share with them to improve safety by adapting their driving to current conditions.

Rain, Snow and Ice

It’s not...

In Florida, a wind mitigation report is often required by insurance companies as part of the homeowner's insurance application process. This report provides information about the construction features of your home that can help reduce damage caused by windstorms, such as hurricanes. By having a wind mitigation report, you may...

Insurance is a critical component of risk management, providing individuals and businesses with financial protection against unforeseen events. In Florida, as in many other states, insurance options can be broadly categorized into two main types: admitted insurance carriers and excess and surplus (E&S) insurance carriers. Understanding the differences between these...