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Workers' compensation insurance is a fundamental aspect of running a business, providing vital protection for both employers and employees. This insurance covers medical costs, rehabilitation, and lost wages for employees who are injured or become ill at work. It also offers benefits to the employer, including legal protection...

Taking care of fire safety at home is a key part of managing your household. Each year, fires in residential areas cause significant property damage. However, many of these incidents may be prevented with the right precautions. By following basic fire safety tips, you can help protect your home and...

Floods are one of the most common and costly natural disasters in the United States, impacting millions of homes and businesses every year. For property owners in flood-prone areas, securing adequate flood insurance is not just a wise decision but often a requirement for obtaining a mortgage. When it comes...

The rise of home-based businesses has been one of the most significant shifts in the modern work landscape. While operating a business from home offers convenience and flexibility, it also necessitates careful consideration of insurance needs. Traditional home insurance policies often fall short of covering the unique risks...

As parents, the safety of our teenage drivers is paramount. With road accidents constituting a significant risk for young drivers, leveraging technology to enhance their safety isn't just smart; it's essential. Telematics for vehicles is a game-changing technology that is making driving safer for teens everywhere.

What Are Telematics?

Telematics...

Smart businesses have a plan in place to get up and running and protect their data if the worst happens. Here’s how to build a business continuity plan in case your company needs to deal with a catastrophe.

Assess Your Likeliest Risks

The best way to plan for disaster is...

In the aftermath of an unexpected event, such as a fire, theft, or natural disaster, having a comprehensive home inventory can be a lifeline. This detailed list of your possessions not only aids in the homeowner insurance claim process, but also helps in the recovery and replacement of...

Small businesses today face many of the same challenges that larger ones do, and they're vulnerable to many of the same risks as well. One increasing danger for small businesses is cyber liability, because they're operating more and more online these days. Unfortunately, this puts companies at risk of being...

Owning a boat can make weekends and vacations fun and memorable. Follow these tips to help ensure that when you’re towing your boat you’re being as safe as possible to lower the risk of accidents and unwanted insurance claims.

Make Sure Your Vehicle Is Powerful Enough for Towing

Many people...

Whether you’re a small startup or a large enterprise, you no doubt have business insurance to protect your investment and hard work. It’s easy, however, to operate on autopilot without assessing your insurance coverage periodically. Is it time to review your coverage? Read on to learn more.

When Should You...